APF stands for Approved Project Finance. It is an approval given by a bank or financial institution to a real estate project. It gives 100% assurance that the project has all the necessary approvals. It reflects the developer’s reputation and credibility, and ensures that their project was meticulously inspected, and that the loan repayment is secure and perfect. And also it assures the timely delivery of apartments as per schedule. As a homebuyer, the investor can ask about this number directly from the builder to seek their financial assistance. In case a developer is not able to provide the APF number, then there could be a possibility that the project lacks some proper approval from a relevant authority.(the project might not received adequate relevant approval from the authorities). This will raise a suspicion about the project. A homebuyer must avoid such projects. The homebuyer must always investigate the details perfectly.All the real estate projects need to have a valid APF number or code. This number is a proof that the project is authorised by the Housing Finance Companies (HFC).